We are looking for a skilled and detail-oriented Mortgage Loan Processor to join our vibrant lending team. The ideal candidate will bring extensive experience in mortgage processing, a proactive mindset, and a strong history of delivering solutions in the mortgage industry. If you’re seeking a rewarding role that aligns with your financial aspirations, we encourage you to apply today!
• *Compensation: $40,000 – $100,000 yearly**
### Desired Skills and Experience
• *Qualifications**
– Must have current working knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage procedures, processes, and documentation
– Know how to analyze credit reports, income, and asset documents, as well as general ways to structure a loan
– Exceptional attention to detail must be organized and have excellent time management
– Minimum 3 years mortgage processing experience for the right candidate, 5+ yrs Preferred
– Current or previous experience fulfilling the roles of Processor, LOA, Loan Partner, Loan Officer, and/or Underwriter
– Strong ability to prioritize and multitask without being micromanaged to meet multiple deadlines and a keen sense of urgency
– Excellent customer service, interpersonal and communication skills
– Work well in a team environment
### Responsibilities
– Prepare and submit detailed loan packages to the lender underwriting department for approval or denial
– Document the loan process from origination to approval through our system
– Assure that loan files meet banking and regulatory guidelines and policies
– Liaise between the mortgage lending underwriting department, mortgage loan originators, real estate agents, and applicants to facilitate loan approval
– Assist borrowers in determining the best mortgage type based on interview and situation
– Order the following documentation as necessary: Verification of Employment, Evidence of Insurance, Payoffs, Tax Transcripts, Credit Supplements, condo questionnaires, subordination requests, and Title Work as needed for each file
– Manages a pipeline of loans and maintains a timely and compliant flow of such loans through the process
– Communicate with Underwriters to clarify conditions – Help administer all documents that are needed to satisfy underwriting requirements
– Follow up on documents ordered in a timely manner
– Maintain loan origination system and database with the proper loan information
– Perform other related duties as assigned and required
– Monitors and ensures closing dates and company deadlines are met
– Handles all borrower communication from the point of contract to closing of the loan
– Handles all Loan Officer, Loan Partner, and Underwriter communication with updates
– Be a sponge for information/knowledge, always striving to be the best possible in your position
– Be a leader, helping us improve our processes and procedures to always deliver a world-class experience to clients and referral partners
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