This position will be posted until 8/25 or until filled
Mortgage Solutions of Colorado, LLC d/b/a Mortgage Solutions Financial (“MSF”) offers a comprehensive benefit package and PTO (paid time off) for eligible employees. The benefit package includes Health, Dental and Vision Insurance, options to participate in a Health Savings Account, Flexible Spending Account, Health Reimbursement Arrangement, Life and AD&D coverage, voluntary Short Term, Long Term Disability and Supplemental insurance. In addition, eligible employees have the option to participate in a company retirement plan.
Role Overview
To effectively and accurately review and evaluate information regarding mortgage loan documentation in order to determine if the borrower and/or property meet loan standards. Someone who believes in superior customer service and enjoys working in a high production team environment where integrity and honesty is paramount.
Essential Duties
• Complete a thorough analysis of loan files to… determine compliance with company, investor, and government guidelines and standards
• Evaluate the entire credit package and collateral for residential mortgage loans and ultimately ensure an “investor” quality loan product
• Provide superior customer service to internal and external customers
• Communicate decision (approval, suspense, denial) on loans to appropriate parties both verbally and in writing.
• Be available to processors and loan officers for general guideline interpretations and questions on specific loan files
• Continually exhibit an understanding of automated underwriting and guidelines
• Check accuracy of all calculations
• Meet or exceed productions goals while maintaining quality requirements
• Perform other duties as assigned
Qualifications & Experience
• Senior level Underwriter with a minimum 5 years’ experience underwriting DPA products and manually approved government loans
• Extensive experience underwriting VA and FHA, USDA experience also preferred
• DE, LAPP and SAR certifications required
• Knowledgeable in investor overlay and researching such guidelines
• Excellent appraisal analysis skills
• Knowledge of current HUD and investor guidelines
• Must be able to prioritize files throughout the day to accommodate CTC files
• Handle exception items/files and resolve complex issues
• Experience and complete knowledge of FHA/VA lending guidelines preferred
• Understands how FHA/VA guidelines relate to internal and investor guidelines preferred
• Excellent written and verbal communication skills
• Attention to detail required
• Strong time management and organizational skills
• A team player, ability to work independently
• Thrive in a fast paced, high production environment
• Readily embraces change
• Excellent analytical and decision-making skills
• Experience with Microsoft Office products, Byte experience ideal
Physical Requirements
• Stationary position; prolonged periods at a desk and working on the computer.
• Occasional movement about inside the office to walk to offices and office machinery
• Occasional lifting up to 10 pounds, stooping, bending, standing, reaching.
Please note, this employer participates in E-Verify
Job Type: Full-time
Pay: $90,000.00 – $105,000.00 per year
Benefits:
• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Employee discount
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance
Schedule:
• 8 hour shift
• Monday to Friday
Experience:
• Mortgage underwriting: 5 years (Preferred)
License/Certification:
• DE (Preferred)
• LAPP (Preferred)
• SAR (Preferred)
Work Location: Remote
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