Conventional Mortgage Underwriter (Full-Time) – Works Remotely
• Days and hours of work are Monday – Friday 8:00 a.m. to 5:00 p.m.
JOB DUTIES & RESPONSIBILITIES
• Validate automated underwriting findings, asset, income, and collateral documents while verifying accuracy and completeness.
• Review appraisal to ensure valuation is accurate and value is supported.
• Calculate and review the Net Tangible Benefit in applicable states.
• Communicate with processors, sales management, or processing management as needed to ensure all parties are aware of loan status and any outstanding requirements.
• Ensure you meet daily, weekly and monthly internally specified requirements surrounding productivity metrics.
• Ensure the loans in your pipeline are being underwritten with attention to detail, accuracy, and within compliance of current agency, investor, corporate, and RESPA policies.
• Responsible for finding solutions to challenging scenarios or loan conditions by collaborating with… underwriting or processing colleagues.
• Represent the organization well by providing exceptional communication skills written and orally when interacting with internal and external customers, vendors, members of state and regional government entities, and other organizations.
• Ensure exceptional customer service by maintaining thorough knowledge of lending programs, policies, corporate procedures, and regulatory requirements.
• Demonstrate a commitment to professional ethics, compliance with all Federal and State policies, and adhering to HMDA requirements.
JOB REQUIREMENTS & SKILLS
• Minimum 3 years experience in production underwriting
• Encompass Experience
• Solid knowledge of conventional and government underwriting guidelines required.
• Extensive mortgage guideline, compliance, and documentation knowledge with prior experience or equivalent to Jr. Underwriting or Sr. Processing.
• Be actively underwriting Fannie and Freddie loans in the last 36 months.
• Intimate working knowledge of FNMA DO/DU, FHLMC LP
• Excellent analytical and organizational skills.
• Ability to work independently and in a team environment.
• Working knowledge of mortgage-related software, ability to quickly learn and comprehend Encompass software
• Exceptional customer service and effective communication.
COMPENSATION
• Salary based upon experience
BENEFITS
• DSLD Homes offers a benefits package for full-time employees that includes, but is not limited to, medical, dental and vision coverage, 401(k) with employer match, long term disability, life insurance, paid vacation and holidays.
• Please visit www.dsldhomes.com for more information.
Candidates cannot be on one of the lists below in order to be considered for the position.
• U.S. General Services Administration (GSA) Excluded Parties List (EPL).
• HUD Limited Denial of Participation List (LDP List).
• Federal Housing Finance Agency’s (FHFA) Suspended Counterparty Program (SCP) list.
DSLD is an Equal Opportunity Employer
#CB
Job Type: Full-time
Benefits:
• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance
Schedule:
• 8 hour shift
• Day shift
• Monday to Friday
Work Location: Remote
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