Summary Description:
Certified Mobile Notary Service is hiring a Telecommute Loan Processor/Closer to manage the loan file flow and ensure the accuracy and timeliness of new loan submissions. The successful candidate will have strong communication and problem-solving skills, be detail-oriented, and have a high level of math aptitude. They will also need to have experience with FHA, VA, USDA, and… Conventional Guidelines, as well as knowledge of underwriting procedures, investor requirements, and regulatory compliance laws. This is a remote position and requires a computer, internet access, and a home office setup. The compensation includes a competitive salary, per file bonus, and PTO.
Why you should apply for this position today:
– Opportunity to work remotely and have a flexible schedule
– Competitive salary and per file bonus
– Opportunity to work in the mortgage industry and gain experience in loan processing
– Exciting and fast-paced work environment
Skills:
– Strong verbal and written communication skills
– Excellent problem-solving skills
– Excellent interpersonal, customer service, and organizational skills
– High level of math aptitude
– Ability to work well under pressure and in a fast-paced environment
Responsibilities:
– Manage file flow and ensure accuracy and timeliness of new loan submissions
– Communicate loan suspense and conditions to loan originators
– Review income documentation and calculate income per investor and company guidelines
– Review assets to determine reserves and cash to close per investor and company guidelines
– Order verification, flood certificates, credit reports, appraisal, title/escrow documentation, and insurance binders
– Maintain company touch requirements and review all loans in the pipeline regularly
– Maintain detailed notes in the Point conversation log and use the Point loan checklist
– Contact borrowers, loan originators, closing agents, and real estate agents as needed
– Preview conditions to ensure they meet underwriter conditions prior to submission to underwriting
– Provide feedback to management on suggested policy changes and/or enhancements
– Maintain a high level of customer service and confidentiality
Qualifications:
– At least 1 year of experience and knowledge of FHA, VA, USDA, and Conventional Guidelines and loan products
– Knowledge of underwriting procedures, investor requirements, and regulatory compliance laws
– Strong knowledge of personal computers and applicable software (Microsoft Office: Outlook and Calyx Point, Loan Prospector, and Desktop Underwriter)
– Knowledge of RESPA, TILA, HVCC/AIR, MDIA, regulatory compliance, and legal requirements
Similar Occupations / Job Titles that would be a great fit for this role:
– Loan Processor
– Loan Closer
– Loan Officer
– Mortgage Loan Processor
– Mortgage Closer
Education Requirements: High school diploma or equivalent
Education Requirements Credential Category: None specified
Experience Requirements: Three to five years of current experience as a loan processor
Why someone should work in Santa Barbara, CA:
– Beautiful coastal location with a mild climate
– Vibrant arts and culture scene
– Abundance of outdoor recreational activities, such as hiking, surfing, and biking
– Strong job market with opportunities in various industries, including technology, healthcare, and hospitality
– High quality of life with access to excellent schools, healthcare facilities, and amenities
– Diverse and inclusive community with a strong sense of community spirit and support